Grateful #1: Balance 0
Develop an attitude of gratitude, and give thanks for everything that happens to you, knowing that every step forward is a step toward achieving something bigger and better than your current situation. - Brian Tracy
My MARA study loan balance. Finally 0.
My MARA conversion from loans to full scholarship took a year to approved (For my case; I guess) as I sent required documents twice due to the 1st went missing somewhere. So for the 2nd batch; I used POSLAJU instead of regular courier with stamp and YAY! FINALLY!
I haven't received the official letter from MARA yet but FOR NOW I'M VERY GRATEFUL.
At the moment; I'll just sit back and save up for my wedding.